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Keystone Realty

For residents

Your rent can build your credit

Our Resident Benefit Package, provided through Second Nature, reports your on-time rent payments to major credit bureaus automatically. Rent is the biggest bill most people pay every month — this is how it starts counting toward your credit.

Credit building

Plenty of people pay rent on time for years and have nothing on their credit report to show for it, because rent usually isn’t reported at all. With credit building, every on-time payment is.

Payment history is the biggest single factor in the most widely used credit scores, so a steady record of paying rent on time is one of the most useful things you can put on your report.

Also included

Resident rewards

Earn points and gift cards for paying rent on time — so rent day comes with something back.

From renting to owning

Credit history is often what stands between a renter and a mortgage. Building it while you rent means that when you’re ready to buy, you’re not starting from zero — and because we sell homes as well as manage them, you already know who to call.

  1. 01

    Pay on time, every month

    Each on-time payment is reported to major credit bureaus automatically. There's nothing extra to do.

  2. 02

    Keep an eye on your credit

    You can check your credit reports for free at AnnualCreditReport.com, so you can watch your history build.

  3. 03

    Talk to a lender early

    Even a year before you plan to buy. A lender can tell you where you stand and what to work on.

  4. 04

    When you're ready, call us

    Our agents help buyers through the whole purchase — first showing to closing table.

Questions about your benefits?

The Resident Benefit Package is provided by Second Nature. See the details on Second Nature’s site, or call us.